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No worries Tony so even if we used your example he would still be running pretty close to a neutral position which is hard to achieve these days, is that fait to say? Just trying convey that even if you are on a tight budget, there are still properties out there for you. Ill never forget...

As mentioned see a good broker to find out what your borrowing power actually is before you start shopping. I just bought a brand new unit in Drouin which is turn key with aircon, curtains , drive ways and landscaping for $245,000 and will be rented out for $250/week. So for you 245k minus...