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Hi Paul, Thanks for your response. I will be doing a log book starting next year (xmas is not a great period as my business use will be low). Also, why do you recommend spending more on the car and less on the bike? Cheers PS: I've done some research and purchasing outright is my best...

Thanks Shane. Terry, I assume having more cash at bank but extra debt would be less desirable for getting finance for an IP than having less cash at bank but owning a vehicle? Cheers

Hi mate, Thanks for your response. Commission is only starting to pick up lately. This quarter should be around $5-7k, next quarter anywhere between $10k-15k. How does that play a factor, Shane? Cheers

Hi all, This question is obviously better directed to my accountant (once I find one worth talking to) but would be happy to hear your opinions on what options I should explore in my situation. I'm 21, I work as a sales rep on the road (approx. $40k base + comms), I do about 30,000kms +...