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I think a lot of people assume that LOE is a "get rich quick" type of thing. But it certainly isn't. it takes time to have the equity available build up enough to safely use. I think you can certainly cut back on retirement age (we are 40 and 45), but it also depends on what you are trying to...

We are LOE in a fashion. We have enough equity that we already have the loans on that we could live for about 7 years without drawing down again. but instaed of just using the loan as a cash supply we are using it in the share market and living off that income. We don't have jobs, so all our...