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Thanks Dale, Hey, I don't mind if you answered every single question I ever put up on the forum. I value your opinion. It sounds like there are more issues to loan structures that I need to find out about. I'm going to go away now and read up a bit. Thanks again John

Dale, Ohhhh. Good point. Thanks for that Dale. Can I ask a question for anyone out there then....I've read some posts on the forum from people with family trusts that say that they borrow money in the name of the trust. But some other people seem to borrow money in their own name and then...

Thanks Dale, Just to play devil's advocate, do you think potential creditors could be nasty and get my wife by arguing that the money she gifted to me was in fact loaned to her by the bank and not gifted to her by the bank. Therefore, the loan itself is an "asset" of hers and fair game in...

Hello, This topic came up in the middle of another thread and I thought I'd bring it up here. Let's say I want to borrow and access negative gearing benefits, so I don't really want to invest/borrow through a family trust. But asset protection is still an issue since my wife is in a "high...