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Thanks for your reply mate. Very helpful. I have sought an accountants advice but i must say, whilst i'm sure he knows what he's on about, i dont think he did a great job of conveying it to me. I asked around to try and find an accountant that i could go forward with and settled on him after...

as best i can i have. as in structures to hold them in and holding them for 12 months prior to selling etc seen an accountant for this.

Hi mate, -I guess i'm wary of taking on too much debt -Your 2nd point is a fair one, low liklihood but not out of the realm of possibility. 50% of my stock is escrowed till i retire so i dont really have much choice with that, but im selling the 50% component i can sell to mitigate this risk.

Hi mate, No, i dont think so. Im still about 2.5 yrs away from a bump in income. So, i wont be putting in big chunks into the home loan till at least then. Over that time frame, we'll also be looking at having children which will also result in an increase in costs etc. My view is that I...

I dont get it?:o inside joke i presume?

Thank you for the advice.

what do you mean by this?

Thanks mate. Where do people suggest going to seek "the best possible advice" ? I take it people usually see someone based on word of mouth?

Thanks for replying mate. -I was offered the shares at a significant discount as part of recruitment -In answer to your question about selling 50% of the stock to pay off PPOR, i guess it's just to give financial flexibility immediately and prob due to non-tangible reasons like the...

Thanks guys for your advice.

Thanks for your response mate. No other debts, just the home loan and the loan on the stock itself. Aside from my PPOR and this stock i have no other assets. -My profession is one with a very secure income. My income in 2yrs will be approx 500k/yr. My wife will be making around...

Hi Guys and Girls, I'm a long time lurker, dropping in and out to read the enormous amount of valuable information and discussions posted on this forum. I've finally set up an account and I was hoping to put a question or two to the forum as i've found myself in a rather fortunate...