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I have taken professional advice from someone on this forum who has saved me litereally thousands of dollars. There are more than a few professional, qualified people here to give advice. It is up to everyone else to know who and when/if to take it. There are also "unqualified" but...

Never been to PI and don't intend to. Just haven't the time and am happy with SS and forum members, good and bad. :) Regards JO