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Hi geepee, Ok, here I thought I was pretty good technically:eek: - Where has the download gone to. It's not on my desktop? I would also have to agree with barry and bawatkins and would have chosen Interest Only. You can always make your repayments as if they were P&I. Choosing an Interest...

Hi geepee, Good on you and well done. Can I ask whether you have told St George the loan is for a PPOR or Investment? I read you have used the FHOG and I assume PPOR. I hope you understand this: A St George Offset account against a PPOR does not work the same way as other OA's...