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Hey no worries! I'm glad you have come to a resolution. Don't disppear from SS. They have internet in Penang....I hope.:D Regards JO

Why thank-you Sunfish, sincerely a great compliment coming from you. Ditto. Regards JO

Hm-m-m. That sort of advice can be dangerous. You have not allowed for Compound Interest. You have not allowed for a credit crisis. You have not allowed for DECLINING property prices. An experienced "good" investor would know that there can be extremely long periods, years even...

Hi there Liverpool, To be honest with you...it's getting late and I am a little tired for numbers. I know...little help to you, sorry about that.:o This part stood out for me...I would hate to be 80 and relying on a bank to increase my loan. Have you considered an alternative of...