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I'm sorry if I am not up to date on your other Threads, but have you an Offset Account or a Redraw Facility? If your loan is IO and you would still like to pay everything you can to keep this loan down, then use these facilities. If it is your choice to reduce your IP Loan rather than the...

Yes, when it has been forced on me because of a high LVR. It was my second IP, I was not a broker. However, having the choice...certainly not. Are you considering this? Regards JO