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The more you borrow, the better your bargaining power....and the higher your exposure. Hm-m. (I also have 1 mil with BankWest on 0.8% discount from roughly 4 years ago.) It seems Westpac are swallowing a few "we are going to make it look like we are sorry but then amp the rates up at the...

I can back this up. I have a friend at CBA. There are sales targets and commissions. She is told to meet certain targets per month or else! This is not only at CBA.... Regards, JO