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Gosh, I used to envy people that could do that at school. I was living out of home through my last two years of HS. I would get up at the crack of dawn to catch the first bus to a cafe I knew was open at 5am. It was the only place I had peace and privacy to study as I was living with my friend...

Hey lil skater- that is fantastic and congratulations! What a relief to have all of that studying over and done with. For now...:D Regards JO

skater, I have to agree with you. It is my experience that Financial Literacy just cannot be learned with some people. Like my dear brother, who is the first to admit it. There must be a gene there that enables the person to adapt, comprehend and process the information in a...