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Good for you evachange. I have a friend who works for CBA. She tells me they give her a really good discount off the standard variable. 0.7%. It wasn't an appropriate time to tell her that the person that walks in off the street can get the same discount. I have to say though, that there...

Hi Rae, NAB have lost their personal banking service and I do believe it has fallen quite considerably in the past 36 months. Get a broker and as Rolf mentions: Diversify your lenders. Get a GOOD broker and someone who understands Investment Loan structure, trusts and companies...