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This might be part of what you are thinking http://www.hdy.com.au/attachments/Banking_Jan2009.pdf

Section 77(1) Transfer of Land Act permits a mortgagee to sell the land by public auction or by private contract, the requirements to act “in good faith” and to have “regard to the interests of the mortgagor,” make it prudent for a mortgagee to sell by auction, at least initially. The...