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about 6 months ago

I'd question whether it is worth fixing at this stage in the cycle eg current SGB 3 year fixed with 0.15% discount is 7.54%, variable portfolio 6.78% with 0.8% discount is 5.98%. So your difference is 1.5%. Which means that for the fixing to break even you need to be anticipating variable...

I have 0.15% with SGB on my fixed