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HI all, Thanks. Yes, I know the above are required. But they are also asking me to consider these: Voluntary Workers Insurance Home Owner Warranty Insurance Home and Contents Insurance Are they truly necessary? Total job will cost about $25,000 including materials. But contracts...

Hi all, We're about to begin garage conversion to 2 bed 1 bath granny flat. I'd like to know what sort of insurances to get (to be wise) rather than taking on all options out there. I have contractors (plumber, electrician, carpenter) for less than $12,000 worth of work and contract. My...