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Thanks guys. It is a staff discount so if employment ever ended there we'd be reviewing our situation again I expect. The only redraw (2011) was for a kitchen reno on our current PPOR. No salary crediting or other redraws have occurred. Understood.

Hi everyone, Absolute goldmine here so thank you for everything you've done for me already. I do however have a scenario to run by the group to see if I'm pointed in the right direction. The Details PPOR (joint ownership with my wife) 360k debt (30k available redraw). 2011 Bank...