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Sorry sash, Are you not allowed to further extend the 15yr IO period, ie longer than the 15yrs? Would the bank not allow this? As a beginner invester, and reading from this forum you can have IO for life, but with re-assessment with financials to support which I hope in the future would not...

Wow I didn't know u can lock in 15yr interest only with those banks. Is there any restrictions if I do this, compared to the regular 5yr IO only. Thanks, K