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The challenge is whether IR will be up to say 7% again. US, China, Europe are all in historical low IRs, and that has been for a while. This doesn't fire up economy much at all, in terms of jobs etc. But sending more cheap money into properties and stocks around the world. So unless somehow...

I thought it was unaffordable a while back ..... Now it is even more unaffordable! Some people just have too much money and it is not me!