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This is what you should have had to protect yourself http://www.holidayvacationrental.com/property%20damage%20protection/

You gave him your credit card details. Many times there is a list of terms and conditions that go along with it, such as agreeing to pay for any damage incurred there. If you gave your credit card, you have accepted responsibility. After reading conditions that apply when renting a motel...

I don't think the owner is required to go around and get quotes. He is getting the floor repaired, and has billed the client accordingly. Maybe Cosy would like to share the price he was charged to his credit card. Maybe it was an outrageous amount. Don't forget, everyday this owner doesn't...

You seem to be able to want to damage this person's property and walk away.Just because he didn't make you sign a contract with all the conditions? I feel bad for the owner. He let you rent his property, and now he is propbably worse off and lost money from renting to you. How is that fair...

Maybe your house insurance will cover it? The liability part...

Contact the person you rented this property from.They should be able to tell you what is required.

Do the right thing, and pay for the damage.