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That was the first year of our investing, not our 13th. That is/was an expensive lesson to learn Hopefully you will learn from our mistake. That is why we we think it is so important for you to know the Act.

Hopefully your accountant is more competant than ours was. We need to take the blame ultimately, as we didn't go over the returns before he sent them off.We thought a chartered accountant knew what he was doing. We were audited, and going through an objection now.It's been almost 2 years. We...