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Wylie, I'm going to play Devil's Advocate here....as I think your laws would be similar to Canada, in this respect. I am making the assumption, this trust money is from your parents holdings? Commercial Property may be profitable. Unless you have experience in this area, you may also make a...

With $1mil I could easlily buy 10-25 properties which would return me $9k-$16,500 a month in rent...of course in my home town in canada. We do have an 11 unit apartment building we will sell you for a $1 mil. It returns $91K rent per year, with full occupancy. We usually have 5-7 % vacancy...