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Whatever anyone decides to do with information, is up to them. The ACT for this OP states, the tenant is liable for any and all damage they do.

insurance reply Below is the reply from the second insurance provider. If the mods wish to delete the insurance name, please do. It is obvious, the tenant does have the option to insure themselves. I would assume, having 10 mil in liability insurance is to cover more than just a carpet...

We'd might as well save our breath (er typing) Some people are bound and determined to pay for damages, that they didn't even do.

you're saying the landlords policy wouldn't be similarily worded? Are they not all considered on a case by case basis? Regardless, that is for the tenant to argue.

Fyi I emailed a couple of insurance companies, pretending to be a tenant wanting liability insurance, as my 'sister' had accidentally burned her landlord's carpet,and he refused to put it thru his insurance, as he didn't want to lose his 'no claim discount'. At first I was told no, the landlord...

I have sent you a PM. Our tenants are required to have $1 million

We are understanding too. We understand accidents do happen. We are also not prepared to pay for the tenants damages, whether by accident or if it is malicious. At what point does anywhere here require their tenants to pay for anything? Just when an insurance claim has been denied because...

How many here actually make any money from their rental investments? If CG is your goal, that's one thing. If it is CF, I'd bet with the attitude shown on this thread, it is very few. Here is a tenant, with an electric heater, who has admitted to the damage. The tenant ruins the landlords...

Since I'm a PR as well.. I'd have to say there are some Australians who are very unbusinesslike.

If it was the tenant's electric heater, they are responsible for any damage they, or their guests, do. Any landlord willing to pay for this damage, and not demand the tenant makes restitution, needs their head examined. If the landlord provided the electric heater, they would be responsible...

If you really don't know... good luck with your investing But I do have a question for you Jaycee, In october our new tenants moved into a property of ours. The furnace takes heating oil, which is basically diesel. The tenants didn't have enough money atm to fill the tank, so they bought...

If we were the landlords..YES We would be requiring the tenant to pay for all damages they made to our property. Why would I want to put my insurance premiums up, for nothing? WE couldn't care less about the value of the heater !! Is being a landlord really so different here? Or is...

There is one important piece of information missing here. WHO owns the electric heater?