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Thanks everyone Thanks for the info and ideas everyone - much to mull over. I didn't want to commit a high proportion of $$ to one IP, then have to go to the hassle of redrawing it when I was allowed a more normal LVR, so I will probably sit out the probation...and I don't have an ABN...

I was made redundant last year after five years with the same employer, now have been in a new position for about six weeks. Employment history prior to the five-year job extremely stable - 14 years in one place. The new job has a probation period of six months and I have a lump cash sum I need...