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    cost of changing from fixed loan to variable

    The example given in the fact sheet shows when CBA makes a loss. What is the situation when CBA makes a gain - is it refunded to the borrower ? eg If I fix at 6% for 5 yrs, and after 2 yrs sell & repay the loan when the prevailing 3 yr rate is 4%..... would CBA refund 2% for 3 years ? (less a...
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