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I agree entirely - for me it's about not sucumbing to mindless consumerism, and clever marketing, telling me what I SHOULD buy or look like. I still have 2 crap (but reliable) cars, shop for clothes at KMart, and buy 2 of anything that I normally buy when it's on special. Who needs a Merc to...

Likewow, You made these two statements less the 50 minutes apart - see your post here in the Cheap Real Estate Agents thread. Can you clarify where you actually do stand on expensive = quality and cheap = crap ? Cheers, KJ

Retiring by 40 isn't impossible - I'm not 40 yet, & I no longer work unless I feel like it. I aimed for 30 - failed by 7 yrs, but I'm still 25 yrs ahead of all the naysayers from 15 yrs ago. I had (& still have) the same attitudes towards 'mindless consumerism', TV, peer pressure, flash...

Who wants to be effluent ? Read 'The Millionaire Next Door' & 'The Millionaire Mind'- both by Thomas Stanley. They show the difference between 'affluent' and 'wealthy' - (Kath & Kim fans - note the spelling). An affluent mother at the school gate was telling me that she was so well off that...