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  1. K

    Stategies - What is your strategy?

    I originally got the impression you had been invested in shares for a while.... if that's not the case then I certainly wouldn't suggest gearing into them - most suggest at least a couple of years of watching/paper trading/small sums before gearing. Especially at the moment! If you've got $$...
  2. K

    Stategies - What is your strategy?

    Is it sustainable ? Yes, but with provisos. You need to monitor the LVR & keep sufficient buffers. It replies on capital growth & dividend income. My margin lender allows me to withdraw cash, it doesn't care if I buy more shares or a boat or an IP provided the LVR is OK. So it's like a LOC...
  3. K

    Stategies - What is your strategy?

    Answered here. Oops... forgot to mention that capitalising the margin loan interest means it doesn't need servicing. I use my margin loan like a LOC, I never repay interest & dip into it whenever I need. Dividends go into it. Obviously the LVR needs careful monitoring. So the bottom line...
  4. K

    Stategies - What is your strategy?

    Hi Real-istic, This was a big issue I had with LOE - what if the loan source dries up.... My solution was to use equity from IP growth to invest in listed shares. Then get a margin loan (with v. sensible, v. low gearing of course) against them. The margin loan is effectively a no-doc LOC...
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