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I don't. I think the examples you've mentioned will either resolve themselves or become the new 'normal'. None of them really apply to Australia - which is what this thread was about. We'll never have a perfect world without any issues, there will always be some downsides that we've never...

I agree, there are lots of interesting & valid points out there from D&Gers...... however, they are mostly either outliers or ideological arguments or blinkered small picture thinking. The central case scenario is boring 'normal' growth.... it doesn't make the headlines & doesn't help the...

Agree. The US & UK & elsewhere also had similar well timed stimulus packages...... didn't work for them though. Our stock market mirrored falls elsewhere, but housing held up & unemployment only increased because of population increase (employment stayed virtually the same). It's hard to...

Why is borrowing at 90 or 95% LVR excessive ? I'd define excessive borrowing from a servicability POV, rather than an LVR POV. Excessive borrowing is borrowing more than one can reasonable afford to repay, allowing for IR increases. The banks know this and have lent accordingly. Encouraging...