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Can you see how buying a PPOR today & in 10 yrs it will have doubled, giving them a huge deposit for an upgrade ? That's where the 50% deposit comes from that allows average wage earners to buy average houses. Skater has found when you posted in May last year, when you said you were a FHB...

I think you misunderstand - I've read most of this thread (except the bits that were posted in the 10 minutes before I posted). I was meaning her decision to have kids before buying a house. Not doing the child care thing appears to be a no-brainer. You misunderstand... I was referring to them...

Lifestyle choice ? Needs ? or wants ? So who should live in the slums ? Those with only a 20% deposit ? It sounds more & more like a crisis in aspirations (a phrase Ausprop coined). A FHB may have an average income, but compared to the house buying public they are way behind the eight ball...