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I had researched OSR. I like to double check my understand from it.

I still don't get it. New purchase C (A+B) is < 432k threshold on joint assessment. Only individual assessment applies?

Hi Terry, can you please explain?

That's very true. What else should I factor in?

Can you please explain what you mean by reduced borrowing capacity?

Just like to check if I understand NSW land tax right. Currrent land tax threshold is 432k If : person A has a house with unimproved land valued at 380k and person B has a unit with unimproved land value at 70k and we plan to buy another investment house (3rd property) with unimproved...