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i meant per month, roughly... :)

sonic sonic, you are right. after the discount its 7.12%. well, 6.71% vs 7.12%... that's nearly 0.41% difference! for a $340k loan, its nearly a difference of $93.30! that's 2 take aways fo me. :p

thanks for that... just emailed the broker... will let you know the outcome.

coincidentally after reading this thread, my broker rang and did a follow up (asked for a loan last month to buy a place to live) ... and i told him about onedirect... without much negotiation, he gave me .7 off the variable rate... so about 6.87% to 6.97%! i'm with anz... breakfree package...