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Thanks for the input guys. The thing that got me thinking about dealing with the bank directly were stories of people having their app. fee waved & things like that. However, you could argue that the $750 app. fee could be saved by going elsewhere anyway…

Ok so my partner and I are looking to purchase our first place. The first question I had for you guys was what you think of using a broker VS. doing the run around the big 4 banks and seeing what/if they offer you. We have already met a broker whom my family have used previously, he...