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But if all you could borrow was 95%, you'd be left with little choice, right?

Thanks Kristine, that's good to hear

I see BW being my best chance, but I'll be talking to ING also.

not sure if your asking me?? If so, the entire 8% is genuine savings. Currently in an ING acc.

good advice, will do.

how much % do ING lend does anyone know? I had a quick look @ their website to no avail.

I was also told P&N and BW were the two who lend 95%. Well on paper they do. However, the BW loan was for BW customers, otherwise it was 90%. I'm sure they can revise your application for 90%? I suppose the question is: Who do I have to sleep with @ the insurance co???

For 360k I was quoted the following by our broker: P&N: 13.5k BW: 9k

or not?? BW are offering 95% to existing customers, are people successfully aquiring these loans at the moment? Or are the mortgage insurers generally knocking people back asking for this kind of LVR? (not sure if LVR is in context there, correct me if I'm wrong). My partner and I have...