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No I don't think you're daft. The point you made above re feeling better is an important one, IMHO, regardless of what structure anyone tells you that you should be using. Regards Marty

Depends on what stage of investing you are at (IMHO). If you have done your sums and are happy with your 'accumulated assets' and choose not to LOE, then no harm in reducing debt to eventually get all the rent to line your pockets. Horses for courses and I suppose you could just park the...

The bulk of my loans are IO, however I do have one loan that is P&I. I personally like the idea of reducing debt over a looonnng period of time. Each to their own I suppose. I hardly ever see many investors recommending P&I loans, maybe I just like to be different. If I had any...