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Jacky, we bought here: http://www.realestate.com.au/property-house-vic-sunshine-115293003 Other than the Perth St shops, is there anything in that pocket or do you travel to Sunshine for groceries?

We ended up putting in an offer on the cheaper, 4 x 2 in Albion on subdivisible block, which has been accepted. As we have no deposit, we worked out that investing in an apartment might get us some growth but not as much as selling land and house separately down the track. Time will tell...

We're not lending at our limit to repay so will either refinance or use money my parents will be giving me after their subdivision.

Yeah, we're happy to do as much work ourselves as possible. There's a place in Albion with a terrible floor plan but very cheap we're considering. Would need walls/kitchen moved.

Hi guys, Need your help. My partner and I have pre-approval (no deposit, with guarantor) for purchase of up to $450k + stamp duty etc. Our aim: To get into the market then use equity to buy closer to city in 3 -5 years by subdividing and keeping, or selling land, house or both. Our...