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I see no major reason to sell at this stage given my previous comment re market. If you want to purchase more then refinance them to 80% and buy something with decent CF somewhere else to keep the CF neutral going. With CF neutral now they will likely improve in income production quite a bit by...

I don't think Wollongong is at peak yet. Just my opinion. You should definitely spend some time thinking about strategy. That is important. Individual decisions like this become much clear once you have done that.