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Not much under 400k though...

If this is a problem but you want that market you could consider Queanbeyan

Dubbo is actually one of the least awful picks on that list imho

Good points ML. GFs are great for cashflow but require the equity. If you want to buy multiple properties and have limited deposit funds then short term you might be better to wait and do the GF later when you have more equity but less CF. Goals are also very important. Keep considering...

Im a tad biased, but it might be worth considering Southern Illawarra and northern shoalhaven in my opinion. If 400k is house alone then southern gong, If the 400k includes the cost of the GF then nowra area. Sydney ripple capital growth short term and population growth/boomer retirement growth...