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Thanks for the tip Rolf. I should have clarified that the offer is part of a Premier Advantage Package. I currently have a Breakfree with ANZ but all loans that were taken out have since been repaid, so no loans with them so am not sure how it works ? ANZ don't seem to bother from what I can...

Bugger....never thought of that one !!!!!!!! THANKS !!!!!!! ;) ;) :D

Just received this in the mail from Westpac, as one of the 'specially selected customers' (????????? I knew I was special, the special school said so !) A new low interest rate at just 6.19% fixed for the first year ( comparison rate 7.33%) And they will give me $1000 to spend however I like...