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Agree that the above scenario will be awesome! :) Depending on the amount you're borrowing and what rate you're on now, it'd be good to consider the potential cost of waiting too. Just a thought.

If it does, please don't leave it to long to contact ANZ. We had a bit of hassle righting this, even when we contacted them straight away. These things should not happen in the first place really.

Ouch! :eek: We had a 'little incident' when doing a top-up with them few years back (on this same loan). Tried to do it via our broker, but was told that increase could only done directly via branch. All went well...then at the end of the process they said $ is available now, but we needed...

Done! At last, completed fixing most of our loans this week :) RAMS - 3y, 5.99% Suncorp - 3y, 5.95% St George (smsf) - 3y, 6.09% Leaving ANZ alone, as they did require full assessment again! :rolleyes: I know IR may go down again. But since we're residing overseas now, and doesn't...

Does anyone know what's the lowest 3y fixed rate from St George for smsf borrowing? I was first quoted 6.09%, but then the phone got cut off and when I called again they said 6.49%? :rolleyes:

Thanks again, Rolf. Much appreciate the info :)

Thanks Thanks Rolf & Rowena for the info on anz. I'd leave that one for now then, we only have one small one with them atm, may not worth the hassle for now. Will give StG a call tomorrow and see if we an get to the 5.99% wagon. Anyone has info on best fixed rate for suncorp? We're on...

Whoops! Whoops...just read back few pages, and looks like the fixed rate is really on the way up! :eek: Does anyone know if a re-approval is needed for fixing rate with Suncorp, St George and ANZ? Also, what's the best fixed rate you could get from them (with package)? Thanks!

I fixed some loans with RAMS last week @ 5.99%. Was quoted $295 change fee for each, but they ended up waiving 50% of them. No extra fee above that. It was an easy process too. Just give them a call and they do it all over the phone...no re-approval, no forms to sign, etc. I was...