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  1. K

    4.79% variable rate - is it good enough?

    Hi Mick, the requirements above was for NAB Dual Currency mortgage offered here in Hong Kong. The requirements of Suncorp's mortgage we have are unfortunately not as strict :)
  2. K

    4.79% variable rate - is it good enough?

    Update Thank you all, for the info and advice. At the end we negotiated with Suncorp for 4.7% variable rate, with offset account, redraw and early repayment options. No application or package fees charged. Quite happy with that. We did considered ANZ and NAB dual-currency mortgages to...
  3. K

    4.79% variable rate - is it good enough?

    Thanks Brady. Very good point re. offset account. I'm not looking of going over 80% in the near future, but think that it's good to get some AUD facility for buffer in the case of emergency - especially as we don't earn in AUD at the moment. Sounds like I really need to look around /...
  4. K

    4.79% variable rate - is it good enough?

    Thanks PT Bear, for all the info. Very good points you mentioned there. Will look around more and think about it over the Easter holiday.
  5. K

    4.79% variable rate - is it good enough?

    Hi Brady and PT Bear, Thanks for fast replies! I love SS! :) The offer is from Suncorp, interest only, can do redraw and can also setup an offset account link to one of the loans. No application fee. Part of lending under personal name, part under family trust structure. We currently...
  6. K

    4.79% variable rate - is it good enough?

    Hiya All, I'm just start looking around at mortgage options as some of our loans are going out of fixed period soon. Was offered 4.79% today for variable rate, full serviced account (with redraw, offset, etc) for LVR up to 80%. Searched around the SS but didn't see any recent thread on...
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