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BV: thanks for this thought. Propertunity: Yes the market is always moving... it also always seems to be bit out of reach for most people! From my research it appears that I must commit 500-600k at least for the type of place i want to live in, so this is what i'm looking at.

BV: This means that someone else must live in the property for at least 6 months doesn't it? What advantages do i have making it an investment rather than a PPOR? i do miss out on the FHOG. (14k) would really help with my deposit. I have next to no trouble borrowing from the bank :) I would...

Hi All, I am back to this forum after 5 years. I have read over my old posts and things have definitely changed. I am now in a position to hopefully by my first PPOR somewhere ideally on the lower north shore, on the mosman penninsula or on the ocean as far north as curl curl. The...