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Hi PJ, 20% nett is not bad especially with GST & contingency taken care of. Have you considered holding on for 5 years after which there's no GST? And is your GST calculation based on the margin scheme? KY

Hi, the bank generally likes to see a fait accompli kind of deal. So the initial subdivision costs have to be drawn from somewhere. Once DA is granted, the house plans would all be more or less fixed already and the building price agreed upon. The builders know the steps. They issue you with...