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Very good, Brady! When you try, you get a result. Sometimes, the result is not a good result so then you do something to change it into a good result. You are DOING something. A distant relative said to me that I had more problems because I had more. That's her reason for not investing...

Hi, it was a long time ago but I did it out of FEAR. A ka-chng moment was 'if money is so important, I must make sure that for the rest of my life, I do not want' I was afraid that if I were old, I would not have enough money to pay for heating [I get cold in the Winter] KY