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Oh thanks Terry. Yes i have onsold it. Thats great news as I dont need to stump up 20% for the settlement. Is there any website that explains this in detail so that I can prepare myself and any required diocuments? Thanks also adrian

Hi searcheD the forums but could not find an answer so decided to post this. I purchased an Off The Plan apartment in 2013 and now have sold it through an agent. Have paid the stamp duty and have 10% deposit sitting in a bank guarantee. Could someone please educate me on the settlement...