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Certainly one of the factors these days is more "distractions" for us all to spend our money on. Phones, big TVs, new cars, fashion, travel, IT 'stuff' ...etc etc. But one of my favourite sayings is " If you don't have a plan, then you're destined to be part of somebody elses. " The guy selling...

Let's deal with the money management first. Cut up your cc;s now. Always spend MUCH less than you earn. Don't smoke. Only EVER take on debt to buy an appreciating asset. Job done. Next ? Employment. Well for quite some time Oz has had employment around the 6% levels. I forget how many...

Lets say house for $500K so we need $100K. On 75K take home is ca 60K. Live on half MAX and save half ...so $30K per year saved. 3.3 years max. If two people then 1.7 years MAX. So easy. If living at home (no rent) even faster. And that's only working one job. TOO EASY !!! LL

12 months jobless ?? in Australia ? Recently ? Unless you were in hospital in traction .... Get on ya bike mate. YOU are not a fairdinkum investor. LL

It was a big occasion ..... I also wore shoes. It was a big occasion. My wife (to be) was 'upset' because in those days the (Commercial) bank would not consider the woman's wage for servicing ...because she might get pregnant. True. So we bought the house, got married ...and then got...

well starting in 1967 with 4 bucks I probably started about 1967 when I pumped petrol in an Amoco petrol station for $4 max on a Saturday morning. That 4 bucks bought petrol for the FJ Holden that I bought for $15. It got me to work. I worked wherever I could and also went to college. Worked...