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Hey Dale Thanks for your reply - I was fairly sure this was the case. Just wanted to clarify on Q2 though. For example - the renovation cost for my wife's place is probably in the region of 60k, if we had borrowed those costs upfront there would be no issue with being able to claim the...

Hello all I am wondering if anyone can help with some general advice regarding our situation. My question is in two parts so feel free to address either or both. All input appreciated. Situation: My wife recently purchased a place (July) that we have been undertaking renovations on -...