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Reply: 1.1.1.1.1.2 From: Jeremy Laws Micheal, Don't most small businesses fail due to a lack of cashflow? BTW have you ever tried to convert P&I to I/O? Almost impossible. Far better to set repayments at the lowest level possible from the start in case something goes wrong. I/O is far more...

Reply: 1.1.1.1 From: Jeremy Laws thought I added this before - it didnt post! it went a little like this Cmon Micheal, you should never ever ever think of using P&I for ANYTHING! Even in a wrap you have 13 years before you need to worry about paying off capital. It is throwing money away!