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The 550k you said you can borrow would depend on the properties you buy. If you got 60-100k ones you would probably be able to borrow double that, depending on the rental return. One of the most important things I learnt was this: A bank will tell you if you can do something you ask...

Dump the shares and buy property. Buy at least 2-3 places in an area that is still going up in value. Ones that have not YET gone up, or whose value is out of whack with the cities. ie your 100k property if it rents for 140-160/week will be a sure fire 10-20k short term gain. I personally...