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That's 1800 loans over the next 2 years as a pilot . For details see : http://www.nzherald.co.nz/storydisplay.cfm?storyID=3515802&thesection=news&thesubsection=general I suspect initially it wont have much effect on the market - but if it catchs on and Labour stays in power it will go head...

Hi QB , The stuff I saw on TV a month didnt really seem to be wrappers. These peopole had owned their own home, some with no mortgage, and had then subsequently got coned into using the home for security for unsecured debts of relatives. Also re WRAPS - the announcement re Kiwibank...