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Nice - I'm going to go hard at them as well when I have to go for my construction loan, not happy with 4.49% currently but I'll wait a couple months before I go hard...

Thanks JB, I'll definately keep that in mind when I'm going for the construction loan that's for sure - I'd be happy with 4.35% even which is a further .14 than what I'm on now. I think for the amount of money I'll be up for (nearing $1.2M) that it's not unreasonable compared to what's on the...

I'm currently at 4.49% with NAB for around $520k. But I'll be going back for around another $700k shortly for a construction loan so they better bloody give me at least 4.35% as well :)