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which - if they don't sell into the dropped market - how exactly will this affect them? as will all things - this economic crisis will pass, and then the values will rise again, so as long as they don't have to sell i can't see a problem.

as a complete banking insider novice - banks need to lend to survive, and will do anything in their power to do so. so, why would they hold back credit if a borrower complies with all the lending requirements? i can see the lending requirements tightening to get back to pre lo doc days - ie...